When you’re in an accident, it’s natural to want to take care of your family and friends. However, insurance companies are in business to make money. So when you are dealing with them after an accident, it is important that you know what your rights are as a consumer who has been injured by the actions of another driver or even their own negligence.
Do Not Befriend Insurance Company Adjusters
There’s a reason why insurance adjusters are trained not to be your friend. They are trained to be friendly and helpful, but this is exactly what they want you to feel like.In fact, the only time they act like friends is when they’re trying to sell you something–like getting an extended warranty on their services or claiming that the accident was caused by someone else (and therefore it won’t cover your medical bills).You should never trust an insurance adjuster because he/she will try anything possible in order for themselves to gain more money from your case!
Retain a Personal Injury Lawyer
If you’re involved in a car accident, it’s important to retain a personal injury lawyer in Ottawa. A lawyer can help you get the best settlement and determine whether or not you have a case. If the insurance company is being difficult or refusing to pay out, having a lawyer on your side will give them pause because they know that if they don’t pay up (and don’t want to), there’s always the possibility that their case might go to court where they could be held accountable for their behavior.
Handle Communications Promptly
The insurance company will contact you. Don’t be afraid to respond, but don’t feel pressured into doing so. If you don’t respond and the insurance company assumes that you have no interest in the claim, they may not take it seriously when they come looking for answers or evidence from your side of things.
The best way to handle this situation is by responding as soon as possible: within 24 hours of receiving any correspondence from an adjuster.
Determine All Recoverable Damages
Medical bills. A medical bill is one of the most important things to consider when filing a claim for damages in an accident.
Lost wages. If an injury resulted in lost work time due to recovery, then it’s important that these costs are included as well–and preferably paid back by the insurance company.
Pain and suffering. Such damages are often overlooked when calculating how much money should be given back after an accident but they’re just as important as other types because they allow people who aren’t physically injured but still feel emotionally affected by what happened during those hours spent waiting while getting treatment afterwards.
If you’re looking for an insurance company to handle your claim, it is important to know what to look out for. If you have been injured in an accident, you should be aware that insurance companies work differently than other businesses. They do not want to pay out claims or make things right for their customers. Instead, they want to maximize their profits and minimize costs by reducing losses from accidents. Their goal may seem innocent enough—after all, why would anyone want his or her company’s finances ruined?
We hope these tips will help you navigate through this tricky situation and get everything settled as quickly as possible!