Factors That Determine Personal Injury Settlements

When you got up to get ready for work and you rushed out the door with the kids to drop them off at school, you didn’t expect your day to end with you in the hospital suffering from injuries you received in an automobile accident. The accident was not your fault and yet there you are laying in a hospital bed wondering what you are going to do to pay your bills. You may want to consider filing a personal injury claim against the party who caused the accident. When trying to determine if you have enough reasons to file a claim or not, consider these factors.

Medical Expenses Incurred Due to the Injury

Medical expenses are going to be outrageous and no insurance company will pay 100% so you need to be prepared with a different way to handle the additional expenses for medical treatment. What happens when you are discharged from the hospital and you still need to go to physical therapy and other types of treatment that you will need to make a full recovery. There is also the cost of the ambulance ride that many insurance companies will not cover. You may also have medication expenses and any aid that assists with mobility that is never covered with insurance completely.

Lost Wages Due to the Injury

How long will you be out of work? This is also going to be an issue because you will need to have some type of income coming in while you are recovering from your injuries. Being injured is expensive no matter how you go about it.

There are so many expenses that depend on your income and you cannot go without some form of compensation coming in to assist you in paying those bills. Many accident injury victims will file a claim against the individual that caused the accident if they are going to be out of work for a while so they can have some type of income coming in.

Pain and Suffering Due to the Injury

You are suffering and its painful – you want to be compensated for this part of the injury that makes it difficult to live your life as you are used to living it. Filing a claim against the individual that caused your accident is not something you want to do but you have to do it if you want to have some type of money coming in for you and your family until you are able to get back on your feet and work yourself. Again, it is very important that you contact a Personal Injury Lawyer in Ottawa to proceed with any type of insurance claim so you can guarantee that you understand the rules and regulations set forth in your claim.