It is an important point to remember that you have uninsured or underinsured motorist coverage if the at-fault driver doesn’t have an insurance policy. Uninsured and underinsured motorist coverage are two types of insurance coverage that come into play when the at-fault driver has no insurance to cover the damages. […]

Car accident claims mostly settle out of court because people belonging to both parties want to avoid expensive and time-consuming arguments in the trial. They are likely to enter into a mutually agreeable settlement and rarely try to take the case to trial. If the settlement is not satisfactory then the plaintiff takes the case to trial with the help of a personal injury lawyer. If you want the best settlement then you need to explain your case to the insurance company in detail through demand letters and follow-up negotiations. […]

After you meet with a car accident, it is important to step to notify about the incident to the insurance company. The insurance policy you hold is a agreement between you and the insurance company and decides the relationship. Because of your car insurance policy, the way you deal with that specific insurance company differs from that of other driver’s insurance companies in accident-related matters or claims. […]